Access flexible financing solutions for commercial real estate acquisitions, bridge loans, construction projects, and investment properties. Select Capital Funding helps borrowers secure private capital quickly when traditional lenders cannot.
Acquire or refinance commercial real estate while arranging long-term financing.
Funding for residential and commercial development projects.
Acquire underperforming properties and implement improvement strategies.
Move quickly when opportunities arise.
Finance properties traditional lenders may avoid.
Flexible options for borrowers with unique financial circumstances.
Private capital real estate loans are financing solutions provided by private lenders, debt funds, family offices, and other non-bank capital sources rather than traditional financial institutions. These loans are commonly used for commercial real estate acquisitions, bridge financing, construction projects, and investment properties when borrowers need greater flexibility, faster timelines, or financing for unique situations that may not fit conventional lending guidelines.
Traditional banks typically have stricter underwriting requirements, longer approval timelines, and more limitations regarding property condition, borrower experience, or transaction complexity. Private capital financing often provides greater flexibility, faster decision-making, and customized loan structures that can accommodate transitional properties, construction projects, value-add investments, and other complex real estate transactions.
Private capital financing can be used for a wide range of commercial and investment real estate properties, including:
Financing options vary depending on the property type, borrower profile, and business plan.
While every transaction is unique, private capital financing can often close significantly faster than traditional bank financing. Depending on the complexity of the transaction and documentation provided, many deals can move from initial review to funding within weeks rather than months. Early submission of property information and borrower documentation can help accelerate the process.
Yes. Private capital is frequently used to finance ground-up construction projects, including residential developments, multifamily communities, mixed-use projects, and commercial buildings. These financing solutions may provide flexibility for experienced developers seeking funding for land acquisition, construction costs, and project completion.
In many cases, yes. Commercial bridge loans are one of the most common forms of private capital financing. Bridge loans are designed to provide short-term financing while a borrower stabilizes a property, completes renovations, secures permanent financing, or executes a business plan.
Not necessarily. While credit history is an important factor in evaluating a financing request, private capital lenders often take a broader view of the transaction. Factors such as property value, borrower experience, project strength, equity position, and exit strategy may also play an important role in the review process.
Private capital financing can support a wide range of transaction sizes. Select Capital Funding regularly works on commercial real estate transactions ranging from several million dollars to more than $50 million, depending on the project, asset type, and financing structure required.
Yes. Select Capital Funding works with borrowers and capital sources throughout the United States. Financing opportunities may be available for commercial real estate projects in major metropolitan markets as well as emerging growth markets nationwide.
Yes. Many investors and developers utilize private capital to acquire commercial real estate when timing is critical, when conventional financing is unavailable, or when a property requires repositioning, redevelopment, or stabilization before permanent financing can be obtained.
The initial review process typically includes information such as:
Providing complete information upfront can help streamline the review process.
Although the terms are sometimes used interchangeably, private capital financing generally encompasses a broader range of lending solutions. Hard money loans are typically asset-based and shorter-term, while private capital financing can include bridge loans, construction financing, acquisition financing, and customized commercial real estate loan structures designed around a borrower’s specific objectives.
Borrowers often explore private capital financing when:
Private capital can be an effective solution for commercial real estate investors, developers, and business owners seeking flexible financing options.
Whether you’re acquiring, developing, repositioning, or refinancing commercial real estate, our team can help explore financing solutions tailored to your project.
