Fix & Flip Financing

Fast, flexible financing for real estate investors looking to acquire, renovate, and resell properties for profit.

Successful Fix & Flip Investments

Fix and flip is a common real estate investment strategy where an investor purchases a property below market value, makes improvements, and resells it for a profit.

The “fix” involves making strategic repairs and upgrades, such as adding bedrooms, installing a new kitchen, finishing a basement, or improving curb appeal, all designed to increase the property’s market value with a controlled investment.

The “flip” refers to listing and selling the property within a short period of time to a new buyer, allowing the investor to realize a profit once the improvements are complete.

Fix and flip investing has been around for many years. Select Capital Funding provides access to the capital needed to execute these deals, regardless of credit profile, job history, or income, helping investors move quickly and capitalize on opportunities.

Borrowing Entities and Credit Requirements

  • Individuals, corporations, LLCs, partnerships, trusts, estates, and international investors
  • Ability to combine multiple borrowers or entities into a single transaction
  • Lending decisions based on the quality of the project

Property Types and Requirements

  • Non-owner occupied residential properties
  • Spec residential — attached, detached, in-fill, and renovation projects
  • Commercial projects may include acquisition financing and asset repositioning

For Any Business Purpose

Our fix and flip financing supports a wide range of investment strategies.

Acquire & Renovate

Resell for Profit

Move Quickly

Simple Application Process

01

Submit Your Request

Call or email your Select Capital Funding underwriter to request your loan.

02

Apply Online

Apply online — fast and easy.

03

Close & Execute

Close quickly and begin renovations without delay.

Fast Execution When Timing Matters

Loan Details

Flexible fix and flip financing designed for speed and profitability.

*Qualification is based on experience and credit score

Why Choose Select Capital Funding

Minimal Documentation

As a private lender, fewer documentation requirements help speed up funding.

Competitive Rates

Flexible, competitive rates designed to support your bottom line.

Fast Approvals

In-house decision making allows for quicker approvals.

Flexible Structuring

We structure loans around your deal and investment strategy.

Frequently Asked Questions

What is a fix and flip loan?

A fix and flip loan provides financing for purchasing, renovating, and reselling a property for profit.

Non-owner occupied residential properties and select commercial or repositioning projects may qualify.

Select Capital Funding offers same-day expressions of interest and fast closings to help you secure deals quickly.

Yes. Loans can include both acquisition and renovation costs.

Approval is based primarily on the strength of the deal, the property, and the borrower’s experience.

Ready to Fund Your Next Fix & Flip?

We provide fast, flexible financing so you can acquire, renovate, and resell with confidence.

Not Ready to Apply Yet? Let’s Chat About How We Can Help.

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